Personal finance | Category
Your private life involves decisions that concerns your finances and templates in this category will help you to take those decisions. This category with free templates for personal finance includes templates for household budgets, loans and savings for instance.
Calculate annuity for an annuity loan is a free template to calculate periodic annuities in an annuity loan based on the total loan amount at the start.
Calculate compound interest is a free template to calculate what an investment in capital assets gives in future value after a chosen number of periods when the compound interest effect has been taken into account.
Calculate continuously compounded interest is a free template to calculate what an initial investment and periodic investments gives for future value after a chosen number of periods when the compound interest effect has been taken into account.
Present value calculation of periodic payments is a free template that can be used to calculate the present value of future payments that are made in equal amounts per period and / or a payment made on one occasion.
Household budget is a free template to create a home budget of income and expenditure in a household per month during one year. In this template for home budget, you can set your budget for income and expenditure month by month and the actual outcome when the month is over to do a variation analysis.
Non tradable debt instrument is a free template to create a simple debt agreement between a lender and a borrower. A non tradable debt instrument is in contrast to a tradable debt instrument issued to a specific person and can therefore not change hands.
Tradable debt instrument is a free template to establish a debt instrument that is payable to the holder and which can be transferred to new owners. Rules on debt, see Debt Law, identifies two types of debt securities which are non tradable debt instrument and tradable debt instrument.